Errors & Omissions Coverage For Your Agency

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Our Group-Sponsored Agency E&O Program

Through our partnership with program administrator CalSurance, Indium agency partners now have access to Errors & Omissions insurance for their agency. 

Program Highlights

  • Individual limits per agency
  • Tiered pricing
  • Admitted carrier, rated "A (Excellent)" by AM Best
  • First dollar defense and defense outside with limit
  • Coverage for P&C and Life activities, plus enhancements for Cyber Management Liability, Subpoena Expense Coverage, etc.
  • Significant cost savings to agency partners


Automatic Enrollment Eligibility

  • Instant enrollment for Indium agency partners (subject to claims history and annual revenues)
  • The agent/agency cannot have been the subject of a reprimand, a regulatory or disciplinary action or criminal action by any federal, state or local authority, or by any self-governing, regulatory body or bodies, as a result of their professional services in the last 5 years.
  • Agencies with high percentages of certain business lines may be subject to individual underwriting. 


Retroactive Date

  • The earlier of the date of first continuous claims-made E&O coverage or the retroactive date on the policy immediately preceding this policy
  • Prior Knowledge and Pending and Prior Litigation Exclusion date as of 7/1/2020 or time of enrollment


Payment Options

  1. Pay online with quarterly installment options. 


Log into our Agency Partner Community Portal to enroll or learn more!

Log in to get the details


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