Need coverage for a risk that is outside of our standard markets?

While Indium can provide coverage options for most markets, we don’t have coverage options for a few select markets. For these markets, we have our own trusted referral partnerships that provide excellent coverage options. Check out our referral partners below.

R-T Specialty, LLC – Excess & Surplus

Your dedicated R-T Binding Authority underwriters are here to provide Indium member agencies with solutions to their client’s excess and surplus coverage needs. Our group of professional problem solvers have access to a variety of admitted, and non-admitted markets, providing us the ability to combine quick turnaround time with the authority to secure coverage.

Here is a small sample of classes we regularly see. If you don’t see your customer’s need listed, just call and your dedicated Indium underwriter will gladly discuss your specific situation:

  • Management Liability
  • Financial Institutions
  • Architects/Engineers E&O
  • Public Entity / Educator Liability Technology Professionals E&O
  • General Liability
  • Property
  • Liquor Liability
  • Personal Lines
  • Medical Risks
  • Lawyers E&O Accountants E&O Insurance Agents E&O Real Estate E&O
  • Miscellaneous E&O
  • Umbrellas
  • Other

Contact: Terry S. Morse | Regional Vice President | RT Specialty, LLC | cell: 614.325.1102| office: 614.942.6625|

Imperial PFS – Premium Financing

If you don’t know us already, Imperial PFS is a nationally recognized premium financing company, specializing in premium finance solutions for commercial and personal insurance. For almost 40 years, we have built solid relationships with industry partners and leaders to create greater possibilities for agencies and brokerages within the insurance and financial market space.

  • All premium sizes welcome, starting as low as $250.
  • We finance commercial and personal insurance policies.
  • Credit Card/ACH Down Payments
  • e-forms
  • Smart phone App’s available for Apple and Android.
  • Only major premium finance company not owned by a bank.
  • Provides financing to agencies and brokers to assist with business acquisitions, buying buildings, adding producers and many other purposes that enable agency growth.

Visit Imperial PFS at or call (502) 561-9991.  You may ask for John Jennewine

J.L. Thomas & Company

J.L. Thomas & Company provides independent agents with state-of-the-art products and close, personalized support that’s second-to-none. The companies it represents serve as a who’s who in the industry, and its reputation for supporting insurance professionals is well known.

Through a partnership with Indium, J.L. Thomas & Company provides our agents comprehensive coverage for your life insurance business, including sales or servicing of the following:

  • Life insurance
  • Long term care
  • Disability income
  • Fixed annuities
  • Critical illness

You may quote online at or by calling (800) 222-4090. Ask for Jerry Thomas or Kurt Thomas

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