Need coverage for a risk that is outside of our standard markets?

While Indium can provide coverage options for most markets, we don’t have coverage options for a few select markets. For these markets, we have our own trusted referral partnerships that provide excellent coverage options. Check out our referral partners below.

R-T Specialty, LLC – Excess & Surplus

Your dedicated R-T Binding Authority underwriters are here to provide Indium member agencies with solutions to their client’s excess and surplus coverage needs. Our group of professional problem solvers have access to a variety of admitted, and non-admitted markets, providing us the ability to combine quick turnaround time with the authority to secure coverage.

Here is a small sample of classes we regularly see. If you don’t see your customer’s need listed, just call and your dedicated Indium underwriter will gladly discuss your specific situation:

  • Management Liability
  • Financial Institutions
  • Architects/Engineers E&O
  • Public Entity / Educator Liability Technology Professionals E&O
  • General Liability
  • Property
  • Liquor Liability
  • Personal Lines
  • Medical Risks
  • Lawyers E&O Accountants E&O Insurance Agents E&O Real Estate E&O
  • Miscellaneous E&O
  • Umbrellas
  • Other

Contact: Terry S. Morse | Regional Vice President | RT Specialty, LLC | cell: 614.325.1102| office: 614.942.6625|

J.L. Thomas & Company

J.L. Thomas & Company provides independent agents with state-of-the-art products and close, personalized support that’s second-to-none. The companies it represents serve as a who’s who in the industry, and its reputation for supporting insurance professionals is well known.

Through a partnership with Indium, J.L. Thomas & Company provides agents comprehensive coverage for their life insurance business, including sales or servicing of the following:

  • Life insurance
  • Long term care
  • Disability income
  • Fixed annuities
  • Critical illness

Download an information sheet on benefits and commission available for Indium Premier Partners.
Download our information sheet on benefits and commission available for Indium Market Access Partners.

You may quote online at or by calling (800) 222-4090. Ask for Jerry Thomas or Kurt Thomas

Imperial PFS – Premium Financing

If you don’t know us already, Imperial PFS is a nationally recognized premium financing company, specializing in premium finance solutions for commercial and personal insurance. For almost 40 years, we have built solid relationships with industry partners and leaders to create greater possibilities for agencies and brokerages within the insurance and financial market space.

  • All premium sizes welcome, starting as low as $250.
  • We finance commercial and personal insurance policies.
  • Credit Card/ACH Down Payments
  • e-forms
  • Smart phone App’s available for Apple and Android.
  • Only major premium finance company not owned by a bank.
  • Provides financing to agencies and brokers to assist with business acquisitions, buying buildings, adding producers and many other purposes that enable agency growth.

Visit Imperial PFS at or call (502) 561-9991. You may ask for John Jennewine (

Euler Hermes

Each time your clients grant credit to their customers, their company is exposed to the risk of non-payment. There is a greater chance that a business will experience a loss within its accounts receivable than any other asset.

Our partnership with Euler Hermes adds an important tool to our product line that can help you grow your sales while mitigating risk.

Trade credit insurance, also called accounts receivable insurance or trade credit risk insurance, is a financial tool that manages both commercial and political risks that are beyond a company’s control. It is protection against your clients’ customers failure to pay their trade debts – which can happen when their customer becomes insolvent or fails to pay within the agreed upon timeframe.

Investing in an Euler Hermes trade insurance policy enables your clients to:

  • Protect and grow what is often the company’s largest asset – accounts receivable.
  • Confidentially increases sales by extending more credit to customers globally.
  • Safely sell to customers in 200+ countries and get paid even when customers don’t pay their debt.
  • Compete more effectively by offering favorable payment terms without increasing credit risk.
  • Borrow more working capital, often at better rates, with an insured A/R portfolio.
  • Mitigate high customer concentration risk.
  • Significantly reduce bad debt reserve.

Euler Hermes acts as a virtual extension of your clients’ companies, providing the insight and resources they need to manage, maximize and protect their receivables.

For more information, visit Euler Hermes online at or contact Risk Management Consultant, Greg McBride, at 440.214.5302 or

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